Cloak And Coin

About Cloak And Coin

Cloak And Coin is a chaotic heist simulator from netDOT, released December 5, 2025. Designed for 1-4 players, it mixes planning and slapstick execution as you play bumbling thieves trying to steal Marfit’s most valuable items. You’ll spend days scouting targets, buying tools, and assigning roles, only for the heist to figure out in real time with physics-based mishaps. The PC game leans into its indie roots, prioritizing absurd humor over polish. It’s a love letter to heist flicks that go wrong, best played with friends who don’t mind laughing at their own failures.

Gameplay

Each session starts with a planning phase: pick your target, allocate cash to purchase gear, and assign team roles like the clumsy “smash” or sneaky “steal.” The real fun comes in the execution, where you control each thief’s actions during a timed heist. Physics are intentionally wonky, you’ll trip over rugs, drop loot, or get stuck in doorways. Co-op play is messy but rewarding, requiring communication to avoid self-sabotage. Controls are simple but fiddly, with quick-time events for dodging guards. Between phases, you’ll manage funds and upgrade skills, balancing risk and reward. The loop is short, averaging 30-60 minutes per heist.

What Players Think

Community ratings are split but lively. 74% of critics praise its charm, though user scores hover at 68%. Average playtime is 12 hours, with 48% of players completing the main story. Moods are mostly amused (61%) and frustrated (28%), reflecting its hit-or-miss pacing. Achievement completion is moderate: 50 total, 72% of players earn at least 10. Review snippets highlight “laughable animations” and “fun but punishing physics.” Some call it “a party game for people who hate party games,” while others gripe about repetitive missions.

PlayPile's Take

Cloak And Coin is best for small groups who enjoy chaotic, low-stakes co-op. The $30 price tag matches its indie energy, enough to entertain but not essential for completionists. Achievements add re-playability, but the 48% completion rate shows it’s easy to quit mid-campaign. If you’re in the mood to trip over your own feet while robbing a museum, it’s worth the investment. Otherwise, skip it.

Storyline

Cloak And Coin offers 1-4 players the chaotic thrill of being thieves, just not particularly graceful ones. With a limited number of days to plan, finance and execute the greatest heist Marfit has ever seen.