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About In Arrears
In Arrears is an indie survival horror game developed by Offensive Ideas Studio, released November 27, 2025, exclusively on PC. It’s a workplace nightmare turned literal horror show. You play an employee drowning in debt, balancing absurdly mundane tasks like brewing coffee and filing paperwork while evading spectral tax collectors and other eerie threats. The game blends resource management with real-time survival, punishing players for poor financial decisions. If you’ve ever felt trapped by bills or a broken printer, this game amplifies that anxiety into something visceral. It’s not about fighting monsters, it’s about surviving the systems that grind you down.
Gameplay
Your day starts with a spreadsheet of obligations. You manage cash flow by completing office tasks, but every late payment spawns new enemies. Movement is real-time; you dart between cubicles, dodge tax men with scythe-like ledgers, and use items like fire extinguishers to temporarily repel them. Controls are tight but punishing, quick-time events force you to mash keys to avoid getting “audited.” The office environment shifts based on your financial state: walls close in, lights flicker, and HR’s office becomes a death trap if you’re in the red. Each run feels like a frantic scramble to stay solvent while the world slowly devours you.
What Players Think
PlayPile community ratings give it 4.2/5, with 72% of players achieving 100% completion. Average playtime is 8.5 hours, though 43% of reviews cite it as “too stressful for long sessions.” Community moods lean tense (68%) and darkly humorous (29%). One review calls it “Excel sheet hell made interactive.” Achievement data shows 88% completion on average, with “Payday” (first salary receipt) being the most common early milestone. Critics praise its thematic boldness but note repetitive enemy encounters. 85% of player reviews are positive, though 15% complain about unclear financial mechanics.
PlayPile's Take
In Arrears thrives as a metaphor for burnout but may frustrate players seeking slower-paced survival. Priced at $29.99, it’s a short but intense experience, perfect for fans of tense resource management. The 88% achievement completion rate suggests most finish, but the 15% negative reviews hint at accessibility issues. If you enjoy punishing systems and dark humor, this is a punchy 10-hour ordeal. For others, it’s a reminder why you shouldn’t check your bank account before bed.
Game Modes
Single player
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